Yes, you should join! Message from the Chairman

[MarkSherman]

This is an excellent opportunity for all XiMED members to save money. The quality of XiMED care is such that the claims rate payout is very low compared to the national average. Essentially, The Doctors' Company can lower our premiums, reserve a pool of funds for a higher deductible (which further lowers premiums) and still provide the same level of malpractice coverage for you that they currently provide.
Indeed, as that reserve pool grows, premiums may even decline further in the future!
Please let me know if you have any questions.